Wigan Property Insights

How Much Does a Landlord Pay in Tax?

Estimated reading time 6 minutes

Paying tax as a landlord Navigating the world of property investment and management, landlords are often faced with a myriad of responsibilities, not least of which is understanding their tax…

When You Sell A House Where Does The Money Go?

Estimated reading time 7 minutes

When you decide to sell your house, the journey from listing it on the market to finally handing over the keys can seem like a whirlwind of activity. But amidst…

What Is Indemnity Insurance When Buying A House?

Estimated reading time 7 minutes

Navigating the complexities of the property market can be a daunting task, especially when it comes to understanding the various types of insurance that can protect your investment. Indemnity insurance…

What Is A Memorandum of Sale?

Estimated reading time 6 minutes

Navigating the complexities of buying or selling a property can be a daunting task, especially for those unfamiliar with the various procedures involved. One key document that plays a pivotal…

What is Gazundering?

Estimated reading time 8 minutes

Selling your home should be a positive, exciting time, but unfortunately many sellers face the nightmarish experience of gazundering. It’s a deeply frustrating scenario that can leave you feeling stressed…

What Happens When a Leasehold Ends?

Estimated reading time 8 minutes

If you own a leasehold property, safe to say you’re aware that it comes with a particular set of rules and responsibilities. For one thing, unlike outright ownership (freehold), leaseholders…

How to Navigate a Seller Pulling Out of House Sale Before Exchange

Estimated reading time 8 minutes

Selling a house can be a complete rollercoaster. You’ve found a buyer, found a new home, had your offer accepted, you’re picturing that new life… Then bam! Your seller pulls…

agreeing a house sale

What Does Best and Final Offer Mean?

Estimated reading time 7 minutes

You might have heard the term, but what does it mean? Whether you’re buying, selling, or thinking about your next property move, understanding the term ‘best and final offer’ is…

house in disrepair

Can You Sell A House With Subsidence?

Estimated reading time 6 minutes

Subsidence is a term that can unsettle any homeowner. It refers to the property’s foundations, often caused by changes in the ground beneath. This can lead to structural damage, such…

cat on the fence

Can You Sell A House With A Boundary Dispute?

Estimated reading time 6 minutes

What is a boundary dispute? In the UK, a boundary dispute refers to a disagreement between property owners over the exact line that divides their properties. This can involve disputes…

landlords house insurance

Is Landlord Insurance Mandatory?

Estimated reading time 6 minutes

The importance of landlord insurance For landlords and property investors, safeguarding your investment is paramount. Landlord insurance plays a crucial role in this protection, but is it mandatory? Do you…

Are Buy-To-Let Mortgages More Expensive?

Estimated reading time 6 minutes

The investment path of buy-to-let mortgages For many house buyers and property investors, the allure of a buy-to-let mortgage is strong. It’s a gateway to potentially lucrative rental income and…

What Is Porting A Mortgage?

Estimated reading time 7 minutes

Porting a Mortgage: your guide to taking your mortgage with you when you move When life’s winds of change blow, bringing the need to move to a new home, many…

Can You Sell A House Before Probate?

Estimated reading time 6 minutes

Decoding the probate process: can you sell a house before probate? When a loved one passes away, dealing with their estate can be a daunting task, especially when it involves…

What Are Your Options When Inheriting A House From Your Parents?

Estimated reading time 6 minutes

Choices to make when you’re inheriting a house from your parents Inheriting a house from your parents in the UK is a significant event that comes with a mix of…

What Is An Assured Shorthold Tenancy?

Estimated reading time 7 minutes

Exploring assured shorthold tenancies: a guide for landlords In the realm of property rentals in England and Wales, the Assured Shorthold Tenancy (AST) stands out as the most common type…

How Much Does A Sitting Tenant Devalue A Property?

Estimated reading time 7 minutes

What impact does a sitting tenant have on a property value when you want to sell? Selling a property with tenants can significantly influence the market value of your house…

Can You Sell a House with Old Wiring?

Estimated reading time 7 minutes

There’s plenty to think of when you’re considering selling your property. From estate agent and legal fees to property staging, the financial outlay can quickly mount up. That’s before you…

How Much Does Subsidence Devalue A Property?

Estimated reading time 7 minutes

What is subsidence? Subsidence is a concern that can worry any homeowner. It refers to a shift in the stability of their property’s foundations due to alterations in the ground…

Is Gazumping Illegal?

Estimated reading time 7 minutes

Gazumping unveiled: navigating the legalities and solutions In the dynamic world of property, the term gazumping stirs up strong emotions with buyers and sellers alike. Especially when you want to…