York Property Insights

What Is The Average House Price In York?

Estimated reading time 4 minutes

It’s easy to understand why so many people fall in love with York. A beautiful historic city, York boasts medieval streets and the iconic Gothic York Minster, but is also…

What Do You Have to Declare When Selling a House?

Estimated reading time 7 minutes

Full disclosure is a critical part of the selling process. Selling a property if complex enough, meaning declaring certain information can sometimes be overlooked. The law requires sellers to provide…

Types of Property in the UK: A Comprehensive Guide

Estimated reading time 9 minutes

The UK has quite a diverse housing market, from houses and flats to bungalows and cottages, each offering different selling points, challenges, and considerations. It could be a quaint terraced…

How to Sell a House After Someone Dies

Estimated reading time 6 minutes

Selling a home is often a process filled with complexities and emotions, but when it’s in the wake of a relative dying, it can become even more challenging. Numerous complications…

Can I Sell My House to Pay Off Debt?

Estimated reading time 6 minutes

If you’re worried about your finances, you might be wondering; can I sell my house to pay off debt? In most cases, your home is often your most valuable asset,…

Are Bungalows Hard to Sell?

Estimated reading time 6 minutes

Bungalows have long been considered the ideal housing choice for older buyers. Everything’s on one floor, they’re easy to navigate and offer a more accessible lifestyle. But with changing preferences…

Can I Sell My House With Mortgage Arrears?

Estimated reading time 6 minutes

Mortgage arrears are a serious concern for many homeowners, especially when the payments start to stack up — and with rising cost of living and interest rates of recent years,…

What Does No Chain Mean in Property?

Estimated reading time 6 minutes

If you’re a property owner or owner-to-be, you’ve no doubt heard the phrase “no chain”. It’s a buzzword that estate agents love to use, and with good reason – it…

How to Avoid Inheritance Tax on a Property

Estimated reading time 6 minutes

Inheritance tax can be a tricky issue, especially when it comes to property. With rising house prices, more and more families are finding themselves caught in the inheritance tax net.…

Can I Sell My House in Negative Equity?

Estimated reading time 6 minutes

Selling a house is stressful at the best of times, but throw in negative equity, and things get a bit more complicated. If you’re wondering “Can I sell my house…

How Many Months Mortgage Arrears Before Repossession?

Estimated reading time 6 minutes

Missed a mortgage payment? First things first, there’s no need to panic just yet. And, you’re not alone—in fact it’s one of the biggest questions people have when they fall…

Can I Sell a House that Was Gifted to Me?

Estimated reading time 6 minutes

Selling a property can be complex at the best of times. If you’re fortunate enough to have been gifted a property but don’t want to keep it, you may be…

How to Sell a House Without an Estate Agent

Estimated reading time 6 minutes

If you’re looking to sell your house, you might be wondering, ‘can I sell a house without using an estate agent?’ The simple answer is, yes. And furthermore, selling your…

How to Avoid Estate Agent Fees When Selling

Estimated reading time 6 minutes

Selling your home can be one of the most expensive things you ever do—and a big part of that comes down to estate agent fees, which can suck up a…

What Happens if you Miss a Mortgage Payment?

Estimated reading time 6 minutes

First things first, let’s put your mind at ease: Missing a mortgage payment can be worrying, but it’s not the end of the world just yet. Your home is one…

Can My Ex Force Me to Sell the House?

Estimated reading time 6 minutes

We get it. Breakups are difficult enough without adding property disputes into the mix. But let’s face it, many separations involve considering what to do with the home you share.…

What Happens if Completion is Delayed by a Buyer?

Estimated reading time 6 minutes

So, you’ve exchanged contracts, packed the boxes, maybe even booked the removal van. You’re ready to move. But what if the buyer suddenly asks for a delay on completion? Selling…

How Much are Estate Agent Fees?

Estimated reading time 8 minutes

Selling your home comes with so many decisions. One of the most common questions sellers have is: How much are estate agent fees? It’s true that understanding what you’re paying…

Do I Pay Tax if I Sell My Second Home?

Estimated reading time 5 minutes

Beach getaway, rental property, city bolthole…whatever the specifics, selling a second home can be a great way to free up some money, start a new chapter, perhaps fund your retirement.…

How to Avoid Capital Gains Tax: The Ultimate Guide

Estimated reading time 6 minutes

If you’re preparing to sell a property, there’s a lot to think of…but there’s one thing you definitely don’t want to catch you off guard… Capital Gains Tax (CGT) is…

The UK’s Best Streets to Live on

Estimated reading time 4 minutes

Where in the UK do most people want to live? We’ve quizzed the people to find out which street in the UK looks the nicest to live, to retire to,…

How Much Does a Landlord Pay in Tax?

Estimated reading time 6 minutes

Paying tax as a landlord Navigating the world of property investment and management, landlords are often faced with a myriad of responsibilities, not least of which is understanding their tax…

When You Sell A House Where Does The Money Go?

Estimated reading time 7 minutes

When you decide to sell your house, the journey from listing it on the market to finally handing over the keys can seem like a whirlwind of activity. But amidst…

What Is Indemnity Insurance When Buying A House?

Estimated reading time 7 minutes

Navigating the complexities of the property market can be a daunting task, especially when it comes to understanding the various types of insurance that can protect your investment. Indemnity insurance…

What Is A Memorandum of Sale?

Estimated reading time 6 minutes

Navigating the complexities of buying or selling a property can be a daunting task, especially for those unfamiliar with the various procedures involved. One key document that plays a pivotal…

What is Gazundering?

Estimated reading time 8 minutes

Selling your home should be a positive, exciting time, but unfortunately many sellers face the nightmarish experience of gazundering. It’s a deeply frustrating scenario that can leave you feeling stressed…

What Happens When a Leasehold Ends?

Estimated reading time 8 minutes

If you own a leasehold property, safe to say you’re aware that it comes with a particular set of rules and responsibilities. For one thing, unlike outright ownership (freehold), leaseholders…

How to Navigate a Seller Pulling Out of House Sale Before Exchange

Estimated reading time 8 minutes

Selling a house can be a complete rollercoaster. You’ve found a buyer, found a new home, had your offer accepted, you’re picturing that new life… Then bam! Your seller pulls…

agreeing a house sale

What Does Best and Final Offer Mean?

Estimated reading time 7 minutes

You might have heard the term, but what does it mean? Whether you’re buying, selling, or thinking about your next property move, understanding the term ‘best and final offer’ is…

house in disrepair

Can You Sell A House With Subsidence?

Estimated reading time 6 minutes

Subsidence is a term that can unsettle any homeowner. It refers to the property’s foundations, often caused by changes in the ground beneath. This can lead to structural damage, such…

cat on the fence

Can You Sell A House With A Boundary Dispute?

Estimated reading time 6 minutes

What is a boundary dispute? In the UK, a boundary dispute refers to a disagreement between property owners over the exact line that divides their properties. This can involve disputes…

landlords house insurance

Is Landlord Insurance Mandatory?

Estimated reading time 6 minutes

The importance of landlord insurance For landlords and property investors, safeguarding your investment is paramount. Landlord insurance plays a crucial role in this protection, but is it mandatory? Do you…

Are Buy-To-Let Mortgages More Expensive?

Estimated reading time 6 minutes

The investment path of buy-to-let mortgages For many house buyers and property investors, the allure of a buy-to-let mortgage is strong. It’s a gateway to potentially lucrative rental income and…

What Is Porting A Mortgage?

Estimated reading time 7 minutes

Porting a Mortgage: your guide to taking your mortgage with you when you move When life’s winds of change blow, bringing the need to move to a new home, many…

Can You Sell A House Before Probate?

Estimated reading time 6 minutes

Decoding the probate process: can you sell a house before probate? When a loved one passes away, dealing with their estate can be a daunting task, especially when it involves…

What Are Your Options When Inheriting A House From Your Parents?

Estimated reading time 6 minutes

Choices to make when you’re inheriting a house from your parents Inheriting a house from your parents in the UK is a significant event that comes with a mix of…

What Is An Assured Shorthold Tenancy?

Estimated reading time 7 minutes

Exploring assured shorthold tenancies: a guide for landlords In the realm of property rentals in England and Wales, the Assured Shorthold Tenancy (AST) stands out as the most common type…

How Much Does A Sitting Tenant Devalue A Property?

Estimated reading time 7 minutes

What impact does a sitting tenant have on a property value when you want to sell? Selling a property with tenants can significantly influence the market value of your house…

Can You Sell a House with Old Wiring?

Estimated reading time 7 minutes

There’s plenty to think of when you’re considering selling your property. From estate agent and legal fees to property staging, the financial outlay can quickly mount up. That’s before you…

How Much Does Subsidence Devalue A Property?

Estimated reading time 7 minutes

What is subsidence? Subsidence is a concern that can worry any homeowner. It refers to a shift in the stability of their property’s foundations due to alterations in the ground…

Is Gazumping Illegal?

Estimated reading time 7 minutes

Gazumping unveiled: navigating the legalities and solutions In the dynamic world of property, the term gazumping stirs up strong emotions with buyers and sellers alike. Especially when you want to…